Credit Card & Personal Finance Statistics in 38820
Credit Card Debt in 38820
- 38820 Credit Card Debt
-
- The estimated average credit card debt for 38820 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 38820
38820 Credit Scores
- Credit Scores in 38820
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- Residents of 38820 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 38820 (Algoma, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 38820 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 38820 [4]
-
- 38820 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 38820 (Algoma, MS)
Recent credit card complaints originating from consumers in 38820, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 38820
| Complaint Issue |
Number of Complaints* |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 38820
38820 is associated with the city of Algoma, which is located in Pontotoc County in the state of Mississippi. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
