Credit Card & Personal Finance Statistics in 38821
Credit Card Debt in 38821
- 38821 Credit Card Debt
-
- The estimated average credit card debt for 38821 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 38821
38821 Credit Scores
- Credit Scores in 38821
-
- Residents of 38821 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 38821 (Amory, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 38821 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 38821 [4]
-
- 38821 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 38821 (Amory, MS)
Recent credit card complaints originating from consumers in 38821, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 38821
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
21 |
| Credit monitoring or identity theft protection services |
6 |
| Improper use of your report |
6 |
| Incorrect information on your report |
6 |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| Other |
5 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 38821
38821 is associated with the city of Amory, which is located in Monroe County in the state of Mississippi. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
