Comprehensive Local Credit Card Guide

Credit Cards in 38824 (Baldwyn, MS)

Credit Card Debt in 38824

^ Average credit card debt in 38824 is approximately $4,594, based on overall Mississippi data. ^[1]

Credit Card Delinquency in 38824

^ Based on overall Mississippi data, the credit card delinquency rate in Baldwyn is approximately 0.87%. ^[2]

Credit Scores in 38824

^ The average credit score in Baldwyn is approximately 661, based on collective Mississippi data. ^[3]

Credit Card & Personal Finance Statistics in 38824

Credit Card Debt in 38824

38824 Credit Card Debt
- The estimated average credit card debt for 38824 residents is $4,594. ^[1]
- Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 38824

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38824 Credit Scores

Credit Scores in 38824
- Residents of 38824 (MS) have an estimated average credit score of 661. ^[3]
- The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. ^[3]

More 38824 (Baldwyn, MS) Credit Stats

Credit card delinquency rates in Mississippi ^[2]
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.

Cardholders in 38824 who are more than 90 days late on payments
- Mississippi Rate: 0.87%
- National Average: 0.57%

Statute of limitations for credit card debt in 38824 ^[4]
- 38824 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 38824 (Baldwyn, MS)

Recent credit card complaints originating from consumers in 38824, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 38824

Complaint Issue	Number of Complaints*
Incorrect information on your report	8
Problem with a company's investigation into an existing problem	7
Credit monitoring or identity theft protection services	3
Improper use of your report	3
Problem with a credit reporting company's investigation	2
Other	9

* Total 2021 - 2024 (current)

Additional information about Mississippi

About 38824

38824 is associated with the city of Baldwyn, which is located in Lee County in the state of Mississippi. ^[6]

38824 Credit Cards

For more information about 38824 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Mississippi

Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 38824

6. ^ United States Census Bureau