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Comprehensive Local Credit Card Guide

Credit Cards in 38826 (Belden, MS)

Credit Card Debt in 38826

^ Average credit card debt in 38826 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 38826

^ Based on overall Mississippi data, the credit card delinquency rate in Belden is approximately 0.87%. [2]

Credit Scores in 38826

^ The average credit score in Belden is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 38826

Credit Card Debt in 38826


  • 38826 Credit Card Debt
    • The estimated average credit card debt for 38826 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38826


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38826 Credit Scores


  • Credit Scores in 38826
    • Residents of 38826 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 38826 (Belden, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 38826 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38826 [4]
    • 38826 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38826 (Belden, MS)

Recent credit card complaints originating from consumers in 38826, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 38826

Complaint Issue Number of Complaints*
Incorrect information on your report 27
Problem with a credit reporting company's investigation 24
Improper use of your report 12
Problem with a company's investigation into an existing problem 2
Problem when making payments 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 38826

38826 is associated with the city of Belden, which is located in Lee County in the state of Mississippi. [6]

MS Credit Cards

38826 Credit Cards

For more information about 38826 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 38826

6. ^ United States Census Bureau