Comprehensive Local Credit Card Guide

Credit Cards in 38851 (Houston, MS)

Credit Card Debt in 38851

^ Average credit card debt in 38851 is approximately $4,594, based on overall Mississippi data. ^[1]

Credit Card Delinquency in 38851

^ Based on overall Mississippi data, the credit card delinquency rate in Houston is approximately 0.87%. ^[2]

Credit Scores in 38851

^ The average credit score in Houston is approximately 661, based on collective Mississippi data. ^[3]

Credit Card & Personal Finance Statistics in 38851

Credit Card Debt in 38851

38851 Credit Card Debt
- The estimated average credit card debt for 38851 residents is $4,594. ^[1]
- Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 38851

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38851 Credit Scores

Credit Scores in 38851
- Residents of 38851 (MS) have an estimated average credit score of 661. ^[3]
- The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. ^[3]

More 38851 (Houston, MS) Credit Stats

Credit card delinquency rates in Mississippi ^[2]
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.

Cardholders in 38851 who are more than 90 days late on payments
- Mississippi Rate: 0.87%
- National Average: 0.57%

Statute of limitations for credit card debt in 38851 ^[4]
- 38851 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 38851 (Houston, MS)

Recent credit card complaints originating from consumers in 38851, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 38851

Complaint Issue	Number of Complaints*
Improper use of your report	32
Incorrect information on your report	13
Problem with a company's investigation into an existing problem	9
Problem with a credit reporting company's investigation	5
Applying for a mortgage or refinancing an existing mortgage	1
Other	2

* Total 2021 - 2024 (current)

Additional information about Mississippi

About 38851

38851 is associated with the city of Houston, which is located in Chickasaw County in the state of Mississippi. ^[6]

38851 Credit Cards

For more information about 38851 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Mississippi

Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 38851

6. ^ United States Census Bureau