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Comprehensive Local Credit Card Guide

Credit Cards in 39040 (Bentonia, MS)

Credit Card Debt in 39040

^ Average credit card debt in 39040 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39040

^ Based on overall Mississippi data, the credit card delinquency rate in Bentonia is approximately 0.87%. [2]

Credit Scores in 39040

^ The average credit score in Bentonia is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39040

Credit Card Debt in 39040


  • 39040 Credit Card Debt
    • The estimated average credit card debt for 39040 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39040


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39040 Credit Scores


  • Credit Scores in 39040
    • Residents of 39040 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39040 (Bentonia, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39040 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39040 [4]
    • 39040 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39040 (Bentonia, MS)

Recent credit card complaints originating from consumers in 39040, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39040

Complaint Issue Number of Complaints*
Incorrect information on your report 18
Problem with a credit reporting company's investigation 7
Improper use of your report 4
Problem with a company's investigation into an existing problem 3
Struggling to pay mortgage 2
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39040

39040 is associated with the city of Bentonia, which is located in Yazoo County in the state of Mississippi. [6]

MS Credit Cards

39040 Credit Cards

For more information about 39040 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39040

6. ^ United States Census Bureau