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Comprehensive Local Credit Card Guide

Credit Cards in 39092 (Lake, MS)

Credit Card Debt in 39092

^ Average credit card debt in 39092 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39092

^ Based on overall Mississippi data, the credit card delinquency rate in Lake is approximately 0.87%. [2]

Credit Scores in 39092

^ The average credit score in Lake is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39092

Credit Card Debt in 39092


  • 39092 Credit Card Debt
    • The estimated average credit card debt for 39092 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39092


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39092 Credit Scores


  • Credit Scores in 39092
    • Residents of 39092 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39092 (Lake, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39092 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39092 [4]
    • 39092 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39092 (Lake, MS)

Recent credit card complaints originating from consumers in 39092, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39092

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 3
Problem with a credit reporting company's investigation 3
Getting a credit card 1
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39092

39092 is associated with the city of Lake, which is located in Scott County in the state of Mississippi. [6]

MS Credit Cards

39092 Credit Cards

For more information about 39092 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39092

6. ^ United States Census Bureau