Credit Card & Personal Finance Statistics in 39095
Credit Card Debt in 39095
- 39095 Credit Card Debt
-
- The estimated average credit card debt for 39095 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 39095
39095 Credit Scores
- Credit Scores in 39095
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- Residents of 39095 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 39095 (Lexington, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 39095 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 39095 [4]
-
- 39095 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 39095 (Lexington, MS)
Recent credit card complaints originating from consumers in 39095, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 39095
Complaint Issue |
Number of Complaints* |
Improper use of your report |
15 |
Incorrect information on your report |
14 |
Problem with a credit reporting company's investigation |
5 |
Fees or interest |
2 |
Charged fees or interest you didn't expect |
1 |
Other |
2 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 39095
39095 is associated with the city of Lexington, which is located in Holmes County in the state of Mississippi. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax