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Comprehensive Local Credit Card Guide

Credit Cards in 39301 (Meridian, MS)

Credit Card Debt in 39301

^ Average credit card debt in 39301 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39301

^ Based on overall Mississippi data, the credit card delinquency rate in Meridian is approximately 0.87%. [2]

Credit Scores in 39301

^ The average credit score in Meridian is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39301

Credit Card Debt in 39301


  • 39301 Credit Card Debt
    • The estimated average credit card debt for 39301 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39301


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39301 Credit Scores


  • Credit Scores in 39301
    • Residents of 39301 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39301 (Meridian, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39301 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39301 [4]
    • 39301 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39301 (Meridian, MS)

Recent credit card complaints originating from consumers in 39301, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39301

Complaint Issue Number of Complaints*
Incorrect information on your report 173
Improper use of your report 50
Problem with a company's investigation into an existing problem 47
Attempts to collect debt not owed 19
Problem with a credit reporting company's investigation 15
Other 32
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39301

39301 is associated with the city of Meridian, which is located in Lauderdale County in the state of Mississippi. [6]

MS Credit Cards

39301 Credit Cards

For more information about 39301 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39301

6. ^ United States Census Bureau