Credit Card & Personal Finance Statistics in 39320
Credit Card Debt in 39320
- 39320 Credit Card Debt
-
- The estimated average credit card debt for 39320 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 39320
39320 Credit Scores
- Credit Scores in 39320
-
- Residents of 39320 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 39320 (Bailey, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 39320 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 39320 [4]
-
- 39320 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 39320 (Bailey, MS)
Recent credit card complaints originating from consumers in 39320, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 39320
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
5 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 39320
39320 is associated with the city of Bailey, which is located in Lauderdale County in the state of Mississippi. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax