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Comprehensive Local Credit Card Guide

Credit Cards in 39327 (Decatur, MS)

Credit Card Debt in 39327

^ Average credit card debt in 39327 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39327

^ Based on overall Mississippi data, the credit card delinquency rate in Decatur is approximately 0.87%. [2]

Credit Scores in 39327

^ The average credit score in Decatur is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39327

Credit Card Debt in 39327


  • 39327 Credit Card Debt
    • The estimated average credit card debt for 39327 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39327


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39327 Credit Scores


  • Credit Scores in 39327
    • Residents of 39327 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39327 (Decatur, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39327 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39327 [4]
    • 39327 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39327 (Decatur, MS)

Recent credit card complaints originating from consumers in 39327, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39327

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 3
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39327

39327 is associated with the city of Decatur, which is located in Newton County in the state of Mississippi. [6]

MS Credit Cards

39327 Credit Cards

For more information about 39327 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Mississippi


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39327

6. ^ United States Census Bureau