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Comprehensive Local Credit Card Guide

Credit Cards in 39358 (Scooba, MS)

Credit Card Debt in 39358

^ Average credit card debt in 39358 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39358

^ Based on overall Mississippi data, the credit card delinquency rate in Scooba is approximately 0.87%. [2]

Credit Scores in 39358

^ The average credit score in Scooba is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39358

Credit Card Debt in 39358


  • 39358 Credit Card Debt
    • The estimated average credit card debt for 39358 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39358


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39358 Credit Scores


  • Credit Scores in 39358
    • Residents of 39358 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39358 (Scooba, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39358 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39358 [4]
    • 39358 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39358 (Scooba, MS)

Recent credit card complaints originating from consumers in 39358, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39358

Complaint Issue Number of Complaints*
Incorrect information on your report 10
Problem when making payments 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39358

39358 is associated with the city of Scooba, which is located in Kemper County in the state of Mississippi. [6]

MS Credit Cards

39358 Credit Cards

For more information about 39358 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39358

6. ^ United States Census Bureau