Credit Card & Personal Finance Statistics in 39428
Credit Card Debt in 39428
- 39428 Credit Card Debt
-
- The estimated average credit card debt for 39428 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 39428
39428 Credit Scores
- Credit Scores in 39428
-
- Residents of 39428 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 39428 (Collins, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 39428 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 39428 [4]
-
- 39428 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 39428 (Collins, MS)
Recent credit card complaints originating from consumers in 39428, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 39428
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
42 |
| Problem with a company's investigation into an existing problem |
22 |
| Improper use of your report |
14 |
| False statements or representation |
2 |
| Attempts to collect debt not owed |
1 |
| Other |
3 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 39428
39428 is associated with the city of Collins, which is located in Covington County in the state of Mississippi. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
