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Comprehensive Local Credit Card Guide

Credit Cards in 39664 (Smithdale, MS)

Credit Card Debt in 39664

^ Average credit card debt in 39664 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39664

^ Based on overall Mississippi data, the credit card delinquency rate in Smithdale is approximately 0.87%. [2]

Credit Scores in 39664

^ The average credit score in Smithdale is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39664

Credit Card Debt in 39664


  • 39664 Credit Card Debt
    • The estimated average credit card debt for 39664 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39664


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39664 Credit Scores


  • Credit Scores in 39664
    • Residents of 39664 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39664 (Smithdale, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39664 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39664 [4]
    • 39664 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39664 (Smithdale, MS)

Recent credit card complaints originating from consumers in 39664, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39664

Complaint Issue Number of Complaints*
Incorrect information on your report 6
Took or threatened to take negative or legal action 1
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39664

39664 is associated with the city of Smithdale, which is located in Amite County in the state of Mississippi. [6]

MS Credit Cards

39664 Credit Cards

For more information about 39664 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Mississippi


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39664

6. ^ United States Census Bureau