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Comprehensive Local Credit Card Guide

Ridgeland Credit Cards

Credit Card Debt in Ridgeland

^ Average credit card debt in Ridgeland is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in Ridgeland

^ Based on overall MS data, the credit card delinquency rate in Ridgeland is approximately 0.87%. [2]

Credit Scores in Ridgeland

^ The average credit score in Ridgeland is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Ridgeland, MS Credit Card & Personal Finance Statistics

Ridgeland Credit Card Debt


  • Credit Card Debt in Ridgeland
    • The estimated average credit card debt for Ridgeland residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Ridgeland Credit Card Calculator


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Ridgeland Credit Scores


  • Credit Scores in Ridgeland
    • Residents of Ridgeland, MS have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More Ridgeland, MS Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Ridgeland cardholders that are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ridgeland [4]
    • Ridgeland (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Mississippi

About Ridgeland

Ridgeland is a city located in Madison County in the state of Mississippi, and has a population of approximately 24,047. [6]

MS Credit Cards

Ridgeland Credit Cards

For more information about Ridgeland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MS

ZIP Codes in Mississippi


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau