Credit Card & Personal Finance Statistics in 39741
Credit Card Debt in 39741
- 39741 Credit Card Debt
-
- The estimated average credit card debt for 39741 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 39741
39741 Credit Scores
- Credit Scores in 39741
-
- Residents of 39741 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 39741 (Cedarbluff, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 39741 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 39741 [4]
-
- 39741 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 39741 (Cedarbluff, MS)
Recent credit card complaints originating from consumers in 39741, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 39741
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
28 |
| Improper use of your report |
1 |
| Problem with a company's investigation into an existing problem |
1 |
| Unable to get your credit report or credit score |
1 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 39741
39741 is associated with the city of Cedarbluff, which is located in Clay County in the state of Mississippi. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
