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Comprehensive Local Credit Card Guide

Credit Cards in 64048 (Holt, MO)

Credit Card Debt in 64048

^ Average credit card debt in 64048 is approximately $4,796, based on overall Missouri data. [1]

Credit Card Delinquency in 64048

^ Based on overall Missouri data, the credit card delinquency rate in Holt is approximately 0.56%. [2]

Credit Scores in 64048

^ The average credit score in Holt is approximately 696, based on collective Missouri data. [3]

MO Credit Cards

Credit Card & Personal Finance Statistics in 64048

Credit Card Debt in 64048


  • 64048 Credit Card Debt
    • The estimated average credit card debt for 64048 residents is $4,796. [1]
    • Average credit card debt amount in Missouri (all cities) is 3% less than the national average of $4,965.
    • Collectively, Missouri cities rank 30th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 64048


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64048 Credit Scores


  • Credit Scores in 64048
    • Residents of 64048 (MO) have an estimated average credit score of 696. [3]
    • The average credit score in Missouri (all cities) is exactly equal to the national average score of 696.
    • Missouri collectively ranks 33rd in the U.S. in average credit score of residents. [3]

More 64048 (Holt, MO) Credit Stats

  • Credit card delinquency rates in Missouri [2]
    • Missouri residents (all cities) rank 25th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 64048 who are more than 90 days late on payments
    • Missouri Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 64048 [4]
    • 64048 (Missouri) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 64048 (Holt, MO)

Recent credit card complaints originating from consumers in 64048, MO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 64048

Complaint Issue Number of Complaints*
Incorrect information on your report 3
False statements or representation 1
Problem when making payments 1
* Total 2021 - 2024 (current)

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Additional information about Missouri

About 64048

64048 is associated with the city of Holt, which is located in Clay County in the state of Missouri. [6]

MO Credit Cards

64048 Credit Cards

For more information about 64048 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Missouri


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Cities in MO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Missouri State Legislature

5. ^ Consumer financial complaints in 64048

6. ^ United States Census Bureau