Comprehensive Local Credit Card Guide

Credit Cards in 64054 (Independence, MO)

Credit Card Debt in 64054

^ Average credit card debt in 64054 is approximately $4,796, based on overall Missouri data. ^[1]

Credit Card Delinquency in 64054

^ Based on overall Missouri data, the credit card delinquency rate in Independence is approximately 0.56%. ^[2]

Credit Scores in 64054

^ The average credit score in Independence is approximately 696, based on collective Missouri data. ^[3]

Credit Card & Personal Finance Statistics in 64054

Credit Card Debt in 64054

64054 Credit Card Debt
- The estimated average credit card debt for 64054 residents is $4,796. ^[1]
- Average credit card debt amount in Missouri (all cities) is 3% less than the national average of $4,965.
- Collectively, Missouri cities rank 30th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 64054

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

64054 Credit Scores

Credit Scores in 64054
- Residents of 64054 (MO) have an estimated average credit score of 696. ^[3]
- The average credit score in Missouri (all cities) is exactly equal to the national average score of 696.
- Missouri collectively ranks 33rd in the U.S. in average credit score of residents. ^[3]

More 64054 (Independence, MO) Credit Stats

Credit card delinquency rates in Missouri ^[2]
- Missouri residents (all cities) rank 25th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 64054 who are more than 90 days late on payments
- Missouri Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 64054 ^[4]
- 64054 (Missouri) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 64054 (Independence, MO)

Recent credit card complaints originating from consumers in 64054, MO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 64054

Complaint Issue	Number of Complaints*
Improper use of your report	8
Problem with a credit reporting company's investigation	3
Trouble during payment process	1

* Total 2021 - 2024 (current)

Additional information about Missouri

About 64054

64054 is associated with the city of Independence, which is located in Jackson County in the state of Missouri. ^[6]

64054 Credit Cards

For more information about 64054 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Missouri

Cities in MO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Missouri State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau