Comprehensive Local Credit Card Guide

Credit Cards in 64116 (Kansas City, MO)

Credit Card Debt in 64116

^ Average credit card debt in 64116 is approximately $4,796, based on overall Missouri data. ^[1]

Credit Card Delinquency in 64116

^ Based on overall Missouri data, the credit card delinquency rate in Kansas City is approximately 0.56%. ^[2]

Credit Scores in 64116

^ The average credit score in Kansas City is approximately 696, based on collective Missouri data. ^[3]

Credit Card & Personal Finance Statistics in 64116

Credit Card Debt in 64116

64116 Credit Card Debt
- The estimated average credit card debt for 64116 residents is $4,796. ^[1]
- Average credit card debt amount in Missouri (all cities) is 3% less than the national average of $4,965.
- Collectively, Missouri cities rank 30th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 64116

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64116 Credit Scores

Credit Scores in 64116
- Residents of 64116 (MO) have an estimated average credit score of 696. ^[3]
- The average credit score in Missouri (all cities) is exactly equal to the national average score of 696.
- Missouri collectively ranks 33rd in the U.S. in average credit score of residents. ^[3]

More 64116 (Kansas City, MO) Credit Stats

Credit card delinquency rates in Missouri ^[2]
- Missouri residents (all cities) rank 25th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 64116 who are more than 90 days late on payments
- Missouri Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 64116 ^[4]
- 64116 (Missouri) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 64116 (Kansas City, MO)

Recent credit card complaints originating from consumers in 64116, MO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 64116

Complaint Issue	Number of Complaints*
Improper use of your report	21
Problem with a company's investigation into an existing problem	18
Problem with a credit reporting company's investigation	11
Incorrect information on your report	7
Attempts to collect debt not owed	2
Other	13

* Total 2021 - 2024 (current)

Additional information about Missouri

About 64116

64116 is associated with the city of Kansas City, which is located in Clay County in the state of Missouri. ^[6]

64116 Credit Cards

For more information about 64116 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Missouri

Cities in MO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Missouri State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau