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Comprehensive Local Credit Card Guide

Credit Cards in 59901 (Kalispell, MT)

Credit Card Debt in 59901

^ Average credit card debt in 59901 is approximately $4,565, based on overall Montana data. [1]

Credit Card Delinquency in 59901

^ Based on overall Montana data, the credit card delinquency rate in Kalispell is approximately 0.37%. [2]

Credit Scores in 59901

^ The average credit score in Kalispell is approximately 715, based on collective Montana data. [3]

MT Credit Cards

Credit Card & Personal Finance Statistics in 59901

Credit Card Debt in 59901


  • 59901 Credit Card Debt
    • The estimated average credit card debt for 59901 residents is $4,565. [1]
    • Average credit card debt amount in Montana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Montana cities rank 39th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 59901


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59901 Credit Scores


  • Credit Scores in 59901
    • Residents of 59901 (MT) have an estimated average credit score of 715. [3]
    • The average credit score in Montana (all cities) is 2.73% greater than the national average score of 696.
    • Montana collectively ranks 8th in the U.S. in average credit score of residents. [3]

More 59901 (Kalispell, MT) Credit Stats

  • Credit card delinquency rates in Montana [2]
    • Montana residents (all cities) rank 49th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 59901 who are more than 90 days late on payments
    • Montana Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 59901 [4]
    • 59901 (Montana) Law: 8 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 59901 (Kalispell, MT)

Recent credit card complaints originating from consumers in 59901, MT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 59901

Complaint Issue Number of Complaints*
Incorrect information on your report 78
Improper use of your report 37
Problem with a company's investigation into an existing problem 31
Managing an account 17
Attempts to collect debt not owed 8
Other 70
* Total 2021 - 2024 (current)

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Additional information about Montana

About 59901

59901 is associated with the city of Kalispell, which is located in Flathead County in the state of Montana. [6]

MT Credit Cards

59901 Credit Cards

For more information about 59901 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Montana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Montana State Legislature

5. ^ Consumer financial complaints in 59901

6. ^ United States Census Bureau