Credit Card & Personal Finance Statistics in 03246
Credit Card Debt in 03246
- 03246 Credit Card Debt
-
- The estimated average credit card debt for 03246 residents is $5,327. [1]
- Average credit card debt amount in New Hampshire (all cities) is
7% greater than the national average of $4,965.
- Collectively, New Hampshire cities rank 11th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 03246
03246 Credit Scores
- Credit Scores in 03246
-
- Residents of 03246 (NH) have an estimated average credit score of 715. [3]
- The average credit score in New Hampshire (all cities) is
2.73% greater than the national average score of 696.
- New Hampshire collectively ranks 9th in the U.S. in average credit score of residents. [3]
More 03246 (Laconia, NH) Credit Stats
- Credit card delinquency rates in New Hampshire [2]
-
- New Hampshire residents (all cities) rank 21st in the U.S. with a rate that
is 2% greater than the national average of 0.57%.
- Cardholders in 03246 who are more than 90 days late on payments
-
- New Hampshire Rate: 0.58%
- National Average: 0.57%
- Statute of limitations for credit card debt in 03246 [4]
-
- 03246 (New Hampshire) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 03246 (Laconia, NH)
Recent credit card complaints originating from consumers in 03246, NH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 03246
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
12 |
| Incorrect information on your report |
10 |
| Managing an account |
2 |
| Unable to get your credit report or credit score |
2 |
| Closing your account |
1 |
| Other |
4 |
* Total 2021 - 2024 (current)
Additional information about New Hampshire
About 03246
03246 is associated with the city of Laconia, which is located in Belknap County in the state of New Hampshire. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New Hampshire
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
