Comprehensive Local Credit Card Guide

Credit Cards in 87507 (Santa Fe, NM)

Credit Card Debt in 87507

^ Average credit card debt in 87507 is approximately $4,920, based on overall New Mexico data. ^[1]

Credit Card Delinquency in 87507

^ Based on overall New Mexico data, the credit card delinquency rate in Santa Fe is approximately 0.55%. ^[2]

Credit Scores in 87507

^ The average credit score in Santa Fe is approximately 683, based on collective New Mexico data. ^[3]

Credit Card & Personal Finance Statistics in 87507

Credit Card Debt in 87507

87507 Credit Card Debt
- The estimated average credit card debt for 87507 residents is $4,920. ^[1]
- Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
- Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 87507

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87507 Credit Scores

Credit Scores in 87507
- Residents of 87507 (NM) have an estimated average credit score of 683. ^[3]
- The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
- New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. ^[3]

More 87507 (Santa Fe, NM) Credit Stats

Credit card delinquency rates in New Mexico ^[2]
- New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 87507 who are more than 90 days late on payments
- New Mexico Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 87507 ^[4]
- 87507 (New Mexico) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 87507 (Santa Fe, NM)

Recent credit card complaints originating from consumers in 87507, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 87507

Complaint Issue	Number of Complaints*
Incorrect information on your report	91
Improper use of your report	31
Problem with a credit reporting company's investigation	18
Problem with a company's investigation into an existing problem	13
Communication tactics	12
Other	69

* Total 2021 - 2024 (current)

Additional information about New Mexico

About 87507

87507 is associated with the city of Santa Fe, which is located in Santa Fe County in the state of New Mexico. ^[6]

87507 Credit Cards

For more information about 87507 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New Mexico

Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 87507

6. ^ United States Census Bureau