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Comprehensive Local Credit Card Guide

Credit Cards in 88221 (Carlsbad, NM)

Credit Card Debt in 88221

^ Average credit card debt in 88221 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 88221

^ Based on overall New Mexico data, the credit card delinquency rate in Carlsbad is approximately 0.55%. [2]

Credit Scores in 88221

^ The average credit score in Carlsbad is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 88221

Credit Card Debt in 88221


  • 88221 Credit Card Debt
    • The estimated average credit card debt for 88221 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 88221


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88221 Credit Scores


  • Credit Scores in 88221
    • Residents of 88221 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 88221 (Carlsbad, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 88221 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 88221 [4]
    • 88221 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about New Mexico

About 88221

88221 is associated with the city of Carlsbad, which is located in Eddy County in the state of New Mexico. [6]

NM Credit Cards

88221 Credit Cards

For more information about 88221 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau