Credit Card & Personal Finance Statistics in 88001
Credit Card Debt in 88001
- 88001 Credit Card Debt
-
- The estimated average credit card debt for 88001 residents is $4,920. [1]
- Average credit card debt amount in New Mexico (all cities) is
1% less than the national average of $4,965.
- Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 88001
88001 Credit Scores
- Credit Scores in 88001
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- Residents of 88001 (NM) have an estimated average credit score of 683. [3]
- The average credit score in New Mexico (all cities) is
1.87% less than the national average score of 696.
- New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]
More 88001 (Las Cruces, NM) Credit Stats
- Credit card delinquency rates in New Mexico [2]
-
- New Mexico residents (all cities) rank 28th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 88001 who are more than 90 days late on payments
-
- New Mexico Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 88001 [4]
-
- 88001 (New Mexico) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 88001 (Las Cruces, NM)
Recent credit card complaints originating from consumers in 88001, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 88001
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
55 |
| Incorrect information on your report |
53 |
| Problem with a company's investigation into an existing problem |
14 |
| Managing an account |
7 |
| Problem with a purchase shown on your statement |
5 |
| Other |
33 |
* Total 2021 - 2024 (current)
Additional information about New Mexico
About 88001
88001 is associated with the city of Las Cruces, which is located in Doña Ana County in the state of New Mexico. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New Mexico
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
