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Comprehensive Local Credit Card Guide

Credit Cards in 28376 (Raeford, NC)

Credit Card Debt in 28376

^ Average credit card debt in 28376 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28376

^ Based on overall North Carolina data, the credit card delinquency rate in Raeford is approximately 0.66%. [2]

Credit Scores in 28376

^ The average credit score in Raeford is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28376

Credit Card Debt in 28376


  • 28376 Credit Card Debt
    • The estimated average credit card debt for 28376 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28376


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28376 Credit Scores


  • Credit Scores in 28376
    • Residents of 28376 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28376 (Raeford, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28376 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28376 [4]
    • 28376 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28376 (Raeford, NC)

Recent credit card complaints originating from consumers in 28376, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 28376

Complaint Issue Number of Complaints*
Incorrect information on your report 621
Improper use of your report 447
Problem with a company's investigation into an existing problem 168
Problem with a credit reporting company's investigation 109
Written notification about debt 38
Other 158
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 28376

28376 is associated with the city of Raeford, which is located in Hoke County in the state of North Carolina. [6]

NC Credit Cards

28376 Credit Cards

For more information about 28376 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28376

6. ^ United States Census Bureau