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Comprehensive Local Credit Card Guide

Credit Cards in 58075 (Wahpeton, ND)

Credit Card Debt in 58075

^ Average credit card debt in 58075 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58075

^ Based on overall North Dakota data, the credit card delinquency rate in Wahpeton is approximately 0.35%. [2]

Credit Scores in 58075

^ The average credit score in Wahpeton is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Credit Card & Personal Finance Statistics in 58075

Credit Card Debt in 58075


  • 58075 Credit Card Debt
    • The estimated average credit card debt for 58075 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58075


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58075 Credit Scores


  • Credit Scores in 58075
    • Residents of 58075 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58075 (Wahpeton, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58075 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58075 [4]
    • 58075 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 58075 (Wahpeton, ND)

Recent credit card complaints originating from consumers in 58075, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 58075

Complaint Issue Number of Complaints*
Incorrect information on your report 1
* Total 2021 - 2024 (current)

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Additional information about North Dakota

About 58075

58075 is associated with the city of Wahpeton, which is located in Richland County in the state of North Dakota. [6]

ND Credit Cards

58075 Credit Cards

For more information about 58075 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in North Dakota


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Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer financial complaints in 58075

6. ^ United States Census Bureau