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Comprehensive Local Credit Card Guide

Gardner Credit Cards

Credit Card Debt in Gardner

^ Average credit card debt in Gardner is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in Gardner

^ Based on overall ND data, the credit card delinquency rate in Gardner is approximately 0.35%. [2]

Credit Scores in Gardner

^ The average credit score in Gardner is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Gardner, ND Credit Card & Personal Finance Statistics

Gardner Credit Card Debt


  • Credit Card Debt in Gardner
    • The estimated average credit card debt for Gardner residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Gardner Credit Card Calculator


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Gardner Credit Scores


  • Credit Scores in Gardner
    • Residents of Gardner, ND have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More Gardner, ND Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Gardner cardholders that are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gardner [4]
    • Gardner (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about North Dakota

About Gardner

Gardner is a city located in Cass County in the state of North Dakota, and has a population of approximately 74. [6]

ND Credit Cards

Gardner Credit Cards

For more information about Gardner credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in ND

ZIP Codes in North Dakota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau