Credit Card & Personal Finance Statistics in 58201
Credit Card Debt in 58201
- 58201 Credit Card Debt
-
- The estimated average credit card debt for 58201 residents is $4,011. [1]
- Average credit card debt amount in North Dakota (all cities) is
19% less than the national average of $4,965.
- Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 58201
58201 Credit Scores
- Credit Scores in 58201
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- Residents of 58201 (ND) have an estimated average credit score of 721. [3]
- The average credit score in North Dakota (all cities) is
3.59% greater than the national average score of 696.
- North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]
More 58201 (Grand Forks, ND) Credit Stats
- Credit card delinquency rates in North Dakota [2]
-
- North Dakota residents (all cities) rank 51st in the U.S. with a rate that
is 39% less than the national average of 0.57%.
- Cardholders in 58201 who are more than 90 days late on payments
-
- North Dakota Rate: 0.35%
- National Average: 0.57%
- Statute of limitations for credit card debt in 58201 [4]
-
- 58201 (North Dakota) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 58201 (Grand Forks, ND)
Recent credit card complaints originating from consumers in 58201, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 58201
| Complaint Issue |
Number of Complaints* |
| False statements or representation |
21 |
| Incorrect information on your report |
20 |
| Improper use of your report |
18 |
| Problem with a credit reporting company's investigation |
10 |
| Attempts to collect debt not owed |
4 |
| Other |
42 |
* Total 2021 - 2024 (current)
Additional information about North Dakota
About 58201
58201 is associated with the city of Grand Forks, which is located in Grand Forks County in the state of North Dakota. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in North Dakota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
