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Comprehensive Local Credit Card Guide

Credit Cards in 58701 (Minot, ND)

Credit Card Debt in 58701

^ Average credit card debt in 58701 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58701

^ Based on overall North Dakota data, the credit card delinquency rate in Minot is approximately 0.35%. [2]

Credit Scores in 58701

^ The average credit score in Minot is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Credit Card & Personal Finance Statistics in 58701

Credit Card Debt in 58701


  • 58701 Credit Card Debt
    • The estimated average credit card debt for 58701 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58701


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58701 Credit Scores


  • Credit Scores in 58701
    • Residents of 58701 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58701 (Minot, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58701 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58701 [4]
    • 58701 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 58701 (Minot, ND)

Recent credit card complaints originating from consumers in 58701, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 58701

Complaint Issue Number of Complaints*
Incorrect information on your report 50
Improper use of your report 36
Problem with a company's investigation into an existing problem 14
Problem with a credit reporting company's investigation 12
Attempts to collect debt not owed 7
Other 34
* Total 2021 - 2024 (current)

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Additional information about North Dakota

About 58701

58701 is associated with the city of Minot, which is located in Ward County in the state of North Dakota. [6]

ND Credit Cards

58701 Credit Cards

For more information about 58701 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in North Dakota


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Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer financial complaints in 58701

6. ^ United States Census Bureau