Comprehensive Local Credit Card Guide

Credit Cards in 44092 (Wickliffe, OH)

Credit Card Debt in 44092

^ Average credit card debt in 44092 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 44092

^ Based on overall Ohio data, the credit card delinquency rate in Wickliffe is approximately 0.57%. ^[2]

Credit Scores in 44092

^ The average credit score in Wickliffe is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 44092

Credit Card Debt in 44092

44092 Credit Card Debt
- The estimated average credit card debt for 44092 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 44092

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44092 Credit Scores

Credit Scores in 44092
- Residents of 44092 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 44092 (Wickliffe, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 44092 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 44092 ^[4]
- 44092 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 44092 (Wickliffe, OH)

Recent credit card complaints originating from consumers in 44092, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 44092

Complaint Issue	Number of Complaints*
Incorrect information on your report	65
Improper use of your report	34
Problem with a company's investigation into an existing problem	24
Problem with a credit reporting company's investigation	14
Attempts to collect debt not owed	5
Other	24

* Total 2021 - 2024 (current)

Additional information about Ohio

About 44092

44092 is associated with the city of Wickliffe, which is located in Lake County in the state of Ohio. ^[6]

44092 Credit Cards

For more information about 44092 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 44092

6. ^ United States Census Bureau