Comprehensive Local Credit Card Guide

Credit Cards in 45505 (Springfield, OH)

Credit Card Debt in 45505

^ Average credit card debt in 45505 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 45505

^ Based on overall Ohio data, the credit card delinquency rate in Springfield is approximately 0.57%. ^[2]

Credit Scores in 45505

^ The average credit score in Springfield is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 45505

Credit Card Debt in 45505

45505 Credit Card Debt
- The estimated average credit card debt for 45505 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 45505

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45505 Credit Scores

Credit Scores in 45505
- Residents of 45505 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 45505 (Springfield, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 45505 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 45505 ^[4]
- 45505 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 45505 (Springfield, OH)

Recent credit card complaints originating from consumers in 45505, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 45505

Complaint Issue	Number of Complaints*
Incorrect information on your report	39
Problem with a company's investigation into an existing problem	26
Improper use of your report	12
Fees or interest	3
Managing an account	3
Other	6

* Total 2021 - 2024 (current)

Additional information about Ohio

About 45505

45505 is associated with the city of Springfield, which is located in Clark County in the state of Ohio. ^[6]

45505 Credit Cards

For more information about 45505 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau