Comprehensive Local Credit Card Guide

Credit Cards in 44505 (Youngstown, OH)

Credit Card Debt in 44505

^ Average credit card debt in 44505 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 44505

^ Based on overall Ohio data, the credit card delinquency rate in Youngstown is approximately 0.57%. ^[2]

Credit Scores in 44505

^ The average credit score in Youngstown is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 44505

Credit Card Debt in 44505

44505 Credit Card Debt
- The estimated average credit card debt for 44505 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 44505

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

44505 Credit Scores

Credit Scores in 44505
- Residents of 44505 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 44505 (Youngstown, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 44505 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 44505 ^[4]
- 44505 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 44505 (Youngstown, OH)

Recent credit card complaints originating from consumers in 44505, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 44505

Complaint Issue	Number of Complaints*
Improper use of your report	122
Incorrect information on your report	53
Problem with a credit reporting company's investigation	10
Attempts to collect debt not owed	8
Problem with a company's investigation into an existing problem	8
Other	32

* Total 2021 - 2024 (current)

Additional information about Ohio

About 44505

44505 is associated with the city of Youngstown, which is located in Mahoning County in the state of Ohio. ^[6]

44505 Credit Cards

For more information about 44505 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 44505

6. ^ United States Census Bureau