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Comprehensive Local Credit Card Guide

Credit Cards in 45321 (Eldorado, OH)

Credit Card Debt in 45321

^ Average credit card debt in 45321 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 45321

^ Based on overall Ohio data, the credit card delinquency rate in Eldorado is approximately 0.57%. [2]

Credit Scores in 45321

^ The average credit score in Eldorado is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 45321

Credit Card Debt in 45321


  • 45321 Credit Card Debt
    • The estimated average credit card debt for 45321 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 45321


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45321 Credit Scores


  • Credit Scores in 45321
    • Residents of 45321 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 45321 (Eldorado, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 45321 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 45321 [4]
    • 45321 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 45321 (Eldorado, OH)

Recent credit card complaints originating from consumers in 45321, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 45321

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Ohio

About 45321

45321 is associated with the city of Eldorado, which is located in Preble County in the state of Ohio. [6]

OH Credit Cards

45321 Credit Cards

For more information about 45321 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Ohio


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Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 45321

6. ^ United States Census Bureau