Comprehensive Local Credit Card Guide

Credit Cards in 74014 (Broken Arrow, OK)

Credit Card Debt in 74014

^ Average credit card debt in 74014 is approximately $4,854, based on overall Oklahoma data. ^[1]

Credit Card Delinquency in 74014

^ Based on overall Oklahoma data, the credit card delinquency rate in Broken Arrow is approximately 0.69%. ^[2]

Credit Scores in 74014

^ The average credit score in Broken Arrow is approximately 681, based on collective Oklahoma data. ^[3]

Credit Card & Personal Finance Statistics in 74014

Credit Card Debt in 74014

74014 Credit Card Debt
- The estimated average credit card debt for 74014 residents is $4,854. ^[1]
- Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
- Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 74014

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74014 Credit Scores

Credit Scores in 74014
- Residents of 74014 (OK) have an estimated average credit score of 681. ^[3]
- The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
- Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. ^[3]

More 74014 (Broken Arrow, OK) Credit Stats

Credit card delinquency rates in Oklahoma ^[2]
- Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.

Cardholders in 74014 who are more than 90 days late on payments
- Oklahoma Rate: 0.69%
- National Average: 0.57%

Statute of limitations for credit card debt in 74014 ^[4]
- 74014 (Oklahoma) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 74014 (Broken Arrow, OK)

Recent credit card complaints originating from consumers in 74014, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 74014

Complaint Issue	Number of Complaints*
Incorrect information on your report	62
Improper use of your report	37
Problem with a company's investigation into an existing problem	35
Problem with a credit reporting company's investigation	32
Attempts to collect debt not owed	17
Other	58

* Total 2021 - 2024 (current)

Additional information about Oklahoma

About 74014

74014 is associated with the city of Broken Arrow, which is located in Wagoner County in the state of Oklahoma. ^[6]

74014 Credit Cards

For more information about 74014 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Oklahoma

Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 74014

6. ^ United States Census Bureau