Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 74070 (Skiatook, OK)

Credit Card Debt in 74070

^ Average credit card debt in 74070 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 74070

^ Based on overall Oklahoma data, the credit card delinquency rate in Skiatook is approximately 0.69%. [2]

Credit Scores in 74070

^ The average credit score in Skiatook is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 74070

Credit Card Debt in 74070


  • 74070 Credit Card Debt
    • The estimated average credit card debt for 74070 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 74070


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


74070 Credit Scores


  • Credit Scores in 74070
    • Residents of 74070 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 74070 (Skiatook, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 74070 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 74070 [4]
    • 74070 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 74070 (Skiatook, OK)

Recent credit card complaints originating from consumers in 74070, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 74070

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 4
Improper use of your report 3
Problem with a purchase shown on your statement 2
Attempts to collect debt not owed 1
Fraud or scam 1
Other 4
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Oklahoma

About 74070

74070 is associated with the city of Skiatook, which is located in Osage County in the state of Oklahoma. [6]

OK Credit Cards

74070 Credit Cards

For more information about 74070 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Oklahoma


Go

Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 74070

6. ^ United States Census Bureau