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Comprehensive Local Credit Card Guide

Credit Cards in 74073 (Sperry, OK)

Credit Card Debt in 74073

^ Average credit card debt in 74073 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 74073

^ Based on overall Oklahoma data, the credit card delinquency rate in Sperry is approximately 0.69%. [2]

Credit Scores in 74073

^ The average credit score in Sperry is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 74073

Credit Card Debt in 74073


  • 74073 Credit Card Debt
    • The estimated average credit card debt for 74073 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 74073


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74073 Credit Scores


  • Credit Scores in 74073
    • Residents of 74073 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 74073 (Sperry, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 74073 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 74073 [4]
    • 74073 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 74073 (Sperry, OK)

Recent credit card complaints originating from consumers in 74073, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 74073

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
Problem with a company's investigation into an existing problem 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about Oklahoma

About 74073

74073 is associated with the city of Sperry, which is located in Tulsa County in the state of Oklahoma. [6]

OK Credit Cards

74073 Credit Cards

For more information about 74073 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 74073

6. ^ United States Census Bureau