Comprehensive Local Credit Card Guide

Credit Cards in 74146 (Tulsa, OK)

Credit Card Debt in 74146

^ Average credit card debt in 74146 is approximately $4,854, based on overall Oklahoma data. ^[1]

Credit Card Delinquency in 74146

^ Based on overall Oklahoma data, the credit card delinquency rate in Tulsa is approximately 0.69%. ^[2]

Credit Scores in 74146

^ The average credit score in Tulsa is approximately 681, based on collective Oklahoma data. ^[3]

Credit Card & Personal Finance Statistics in 74146

Credit Card Debt in 74146

74146 Credit Card Debt
- The estimated average credit card debt for 74146 residents is $4,854. ^[1]
- Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
- Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 74146

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74146 Credit Scores

Credit Scores in 74146
- Residents of 74146 (OK) have an estimated average credit score of 681. ^[3]
- The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
- Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. ^[3]

More 74146 (Tulsa, OK) Credit Stats

Credit card delinquency rates in Oklahoma ^[2]
- Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.

Cardholders in 74146 who are more than 90 days late on payments
- Oklahoma Rate: 0.69%
- National Average: 0.57%

Statute of limitations for credit card debt in 74146 ^[4]
- 74146 (Oklahoma) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 74146 (Tulsa, OK)

Recent credit card complaints originating from consumers in 74146, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 74146

Complaint Issue	Number of Complaints*
Improper use of your report	31
Incorrect information on your report	6
Attempts to collect debt not owed	5
Problem with a credit reporting company's investigation	4
Credit monitoring or identity theft protection services	3
Other	4

* Total 2021 - 2024 (current)

Additional information about Oklahoma

About 74146

74146 is associated with the city of Tulsa, which is located in Tulsa County in the state of Oklahoma. ^[6]

74146 Credit Cards

For more information about 74146 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Oklahoma

Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 74146

6. ^ United States Census Bureau