Credit Card & Personal Finance Statistics in 74851
Credit Card Debt in 74851
- 74851 Credit Card Debt
-
- The estimated average credit card debt for 74851 residents is $4,854. [1]
- Average credit card debt amount in Oklahoma (all cities) is
2% less than the national average of $4,965.
- Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 74851
74851 Credit Scores
- Credit Scores in 74851
-
- Residents of 74851 (OK) have an estimated average credit score of 681. [3]
- The average credit score in Oklahoma (all cities) is
2.16% less than the national average score of 696.
- Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]
More 74851 (Mcloud, OK) Credit Stats
- Credit card delinquency rates in Oklahoma [2]
-
- Oklahoma residents (all cities) rank 9th in the U.S. with a rate that
is 21% greater than the national average of 0.57%.
- Cardholders in 74851 who are more than 90 days late on payments
-
- Oklahoma Rate: 0.69%
- National Average: 0.57%
- Statute of limitations for credit card debt in 74851 [4]
-
- 74851 (Oklahoma) Law: 5 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 74851 (Mcloud, OK)
Recent credit card complaints originating from consumers in 74851, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 74851
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
6 |
| Problem with a credit reporting company's investigation |
2 |
| Fraud or scam |
1 |
| Struggling to pay your loan |
1 |
| Trouble during payment process |
1 |
* Total 2021 - 2024 (current)
Additional information about Oklahoma
About 74851
74851 is associated with the city of Mcloud, which is located in Pottawatomie County in the state of Oklahoma. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Oklahoma
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
