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Comprehensive Local Credit Card Guide

Credit Cards in 74864 (Prague, OK)

Credit Card Debt in 74864

^ Average credit card debt in 74864 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 74864

^ Based on overall Oklahoma data, the credit card delinquency rate in Prague is approximately 0.69%. [2]

Credit Scores in 74864

^ The average credit score in Prague is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 74864

Credit Card Debt in 74864


  • 74864 Credit Card Debt
    • The estimated average credit card debt for 74864 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 74864


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74864 Credit Scores


  • Credit Scores in 74864
    • Residents of 74864 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 74864 (Prague, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 74864 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 74864 [4]
    • 74864 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 74864 (Prague, OK)

Recent credit card complaints originating from consumers in 74864, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 74864

Complaint Issue Number of Complaints*
Incorrect information on your report 2
Took or threatened to take negative or legal action 1
* Total 2021 - 2024 (current)

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Additional information about Oklahoma

About 74864

74864 is associated with the city of Prague, which is located in Lincoln County in the state of Oklahoma. [6]

OK Credit Cards

74864 Credit Cards

For more information about 74864 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 74864

6. ^ United States Census Bureau