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Comprehensive Local Credit Card Guide

Credit Cards in 74964 (Watts, OK)

Credit Card Debt in 74964

^ Average credit card debt in 74964 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 74964

^ Based on overall Oklahoma data, the credit card delinquency rate in Watts is approximately 0.69%. [2]

Credit Scores in 74964

^ The average credit score in Watts is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 74964

Credit Card Debt in 74964


  • 74964 Credit Card Debt
    • The estimated average credit card debt for 74964 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 74964


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74964 Credit Scores


  • Credit Scores in 74964
    • Residents of 74964 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 74964 (Watts, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 74964 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 74964 [4]
    • 74964 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 74964 (Watts, OK)

Recent credit card complaints originating from consumers in 74964, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 74964

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Oklahoma

About 74964

74964 is associated with the city of Watts, which is located in Adair County in the state of Oklahoma. [6]

OK Credit Cards

74964 Credit Cards

For more information about 74964 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 74964

6. ^ United States Census Bureau