Credit Card & Personal Finance Statistics in 97638
Credit Card Debt in 97638
- 97638 Credit Card Debt
-
- The estimated average credit card debt for 97638 residents is $4,773. [1]
- Average credit card debt amount in Oregon (all cities) is
4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 97638
97638 Credit Scores
- Credit Scores in 97638
-
- Residents of 97638 (OR) have an estimated average credit score of 709. [3]
- The average credit score in Oregon (all cities) is
1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]
More 97638 (Silver Lake, OR) Credit Stats
- Credit card delinquency rates in Oregon [2]
-
- Oregon residents (all cities) rank 39th in the U.S. with a rate that
is 21% less than the national average of 0.57%.
- Cardholders in 97638 who are more than 90 days late on payments
-
- Oregon Rate: 0.45%
- National Average: 0.57%
- Statute of limitations for credit card debt in 97638 [4]
-
- 97638 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 97638 (Silver Lake, OR)
Recent credit card complaints originating from consumers in 97638, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 97638
| Complaint Issue |
Number of Complaints* |
| Fees or interest |
1 |
* Total 2021 - 2024 (current)
Additional information about Oregon
About 97638
97638 is associated with the city of Silver Lake, which is located in Lake County in the state of Oregon. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Oregon
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
