Pennsylvania Credit Cards

Pennsylvania Credit Card Debt

• Credit Card Debt: PA vs. U.S.
• • Pennsylvania residents have average credit card debt of $4,629. ^[1]
  • The average credit card debt amount in Pennsylvania is 7% less than the national average of $4,965.
  • PA ranks 36th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in PA

• Cardholders that are more than 90 days late on credit card payments in Pennsylvania ^[2]
• • Pennsylvania ranks 30th in the nation with a credit card delinquency rate that is 5% less than the national average of 0.57%.
  • Pennsylvania Rate: 0.54%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Pennsylvania ^[4]
• • Pennsylvania: 4 years
  • U.S. Average: 5.4 years

Pennsylvania Credit Scores

• Credit Scores: PA vs. U.S.
• • Pennsylvania residents have an average credit score of 709. ^[3]
  • The average credit score for Pennsylvania residents is 2% greater than the national average score of 696.
  • PA ranks 19th in the nation in average credit score. ^[3]

About Pennsylvania

The state of Pennsylvania has a population of approximately 12,702,379, ranking 5th in the nation. ^[5]

More about Pennsylvania Credit Cards

For more information about Pennsylvania credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.