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Comprehensive Local Credit Card Guide

Credit Cards in 15480 (Smock, PA)

Credit Card Debt in 15480

^ Average credit card debt in 15480 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 15480

^ Based on overall Pennsylvania data, the credit card delinquency rate in Smock is approximately 0.54%. [2]

Credit Scores in 15480

^ The average credit score in Smock is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 15480

Credit Card Debt in 15480


  • 15480 Credit Card Debt
    • The estimated average credit card debt for 15480 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 15480


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15480 Credit Scores


  • Credit Scores in 15480
    • Residents of 15480 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 15480 (Smock, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 15480 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 15480 [4]
    • 15480 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 15480 (Smock, PA)

Recent credit card complaints originating from consumers in 15480, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 15480

Complaint Issue Number of Complaints*
Managing an account 1
Opening an account 1
Problem with a lender or other company charging your account 1
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 15480

15480 is associated with the city of Smock, which is located in Fayette County in the state of Pennsylvania. [6]

PA Credit Cards

15480 Credit Cards

For more information about 15480 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 15480

6. ^ United States Census Bureau