Credit Card & Personal Finance Statistics in 15642
Credit Card Debt in 15642
- 15642 Credit Card Debt
-
- The estimated average credit card debt for 15642 residents is $4,629. [1]
- Average credit card debt amount in Pennsylvania (all cities) is
7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 15642
15642 Credit Scores
- Credit Scores in 15642
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- Residents of 15642 (PA) have an estimated average credit score of 709. [3]
- The average credit score in Pennsylvania (all cities) is
1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]
More 15642 (Irwin, PA) Credit Stats
- Credit card delinquency rates in Pennsylvania [2]
-
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Cardholders in 15642 who are more than 90 days late on payments
-
- Pennsylvania Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in 15642 [4]
-
- 15642 (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 15642 (Irwin, PA)
Recent credit card complaints originating from consumers in 15642, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 15642
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
37 |
Problem with a credit reporting company's investigation |
28 |
Improper use of your report |
26 |
Managing an account |
8 |
Attempts to collect debt not owed |
6 |
Other |
31 |
* Total 2021 - 2024 (current)
Additional information about Pennsylvania
About 15642
15642 is associated with the city of Irwin, which is located in Westmoreland County in the state of Pennsylvania. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Pennsylvania
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax