Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 16229 (Freeport, PA)

Credit Card Debt in 16229

^ Average credit card debt in 16229 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 16229

^ Based on overall Pennsylvania data, the credit card delinquency rate in Freeport is approximately 0.54%. [2]

Credit Scores in 16229

^ The average credit score in Freeport is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 16229

Credit Card Debt in 16229


  • 16229 Credit Card Debt
    • The estimated average credit card debt for 16229 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 16229


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


16229 Credit Scores


  • Credit Scores in 16229
    • Residents of 16229 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 16229 (Freeport, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 16229 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 16229 [4]
    • 16229 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 16229 (Freeport, PA)

Recent credit card complaints originating from consumers in 16229, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 16229

Complaint Issue Number of Complaints*
Incorrect information on your report 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Pennsylvania

About 16229

16229 is associated with the city of Freeport, which is located in Armstrong County in the state of Pennsylvania. [6]

PA Credit Cards

16229 Credit Cards

For more information about 16229 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Pennsylvania


Go

Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 16229

6. ^ United States Census Bureau