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Comprehensive Local Credit Card Guide

Credit Cards in 16422 (Harmonsburg, PA)

Credit Card Debt in 16422

^ Average credit card debt in 16422 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 16422

^ Based on overall Pennsylvania data, the credit card delinquency rate in Harmonsburg is approximately 0.54%. [2]

Credit Scores in 16422

^ The average credit score in Harmonsburg is approximately 709, based on collective Pennsylvania data. [3]

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Credit Card & Personal Finance Statistics in 16422

Credit Card Debt in 16422


  • 16422 Credit Card Debt
    • The estimated average credit card debt for 16422 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 16422


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16422 Credit Scores


  • Credit Scores in 16422
    • Residents of 16422 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 16422 (Harmonsburg, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 16422 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 16422 [4]
    • 16422 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 16422 (Harmonsburg, PA)

Recent credit card complaints originating from consumers in 16422, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 16422

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 16422

16422 is associated with the city of Harmonsburg, which is located in Crawford County in the state of Pennsylvania. [6]

PA Credit Cards

16422 Credit Cards

For more information about 16422 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 16422

6. ^ United States Census Bureau