Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 16501 (Erie, PA)

Credit Card Debt in 16501

^ Average credit card debt in 16501 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 16501

^ Based on overall Pennsylvania data, the credit card delinquency rate in Erie is approximately 0.54%. [2]

Credit Scores in 16501

^ The average credit score in Erie is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 16501

Credit Card Debt in 16501


  • 16501 Credit Card Debt
    • The estimated average credit card debt for 16501 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 16501


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


16501 Credit Scores


  • Credit Scores in 16501
    • Residents of 16501 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 16501 (Erie, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 16501 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 16501 [4]
    • 16501 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 16501 (Erie, PA)

Recent credit card complaints originating from consumers in 16501, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 16501

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
Trouble using the card 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Pennsylvania

About 16501

16501 is associated with the city of Erie, which is located in Erie County in the state of Pennsylvania. [6]

PA Credit Cards

16501 Credit Cards

For more information about 16501 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Pennsylvania


Go

Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 16501

6. ^ United States Census Bureau