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Comprehensive Local Credit Card Guide

Credit Cards in 16651 (Houtzdale, PA)

Credit Card Debt in 16651

^ Average credit card debt in 16651 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 16651

^ Based on overall Pennsylvania data, the credit card delinquency rate in Houtzdale is approximately 0.54%. [2]

Credit Scores in 16651

^ The average credit score in Houtzdale is approximately 709, based on collective Pennsylvania data. [3]

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Credit Card & Personal Finance Statistics in 16651

Credit Card Debt in 16651


  • 16651 Credit Card Debt
    • The estimated average credit card debt for 16651 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 16651


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16651 Credit Scores


  • Credit Scores in 16651
    • Residents of 16651 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 16651 (Houtzdale, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 16651 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 16651 [4]
    • 16651 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 16651 (Houtzdale, PA)

Recent credit card complaints originating from consumers in 16651, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 16651

Complaint Issue Number of Complaints*
Improper use of your report 3
Communication tactics 1
Problem with a purchase or transfer 1
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 16651

16651 is associated with the city of Houtzdale, which is located in Clearfield County in the state of Pennsylvania. [6]

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16651 Credit Cards

For more information about 16651 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 16651

6. ^ United States Census Bureau