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Comprehensive Local Credit Card Guide

Credit Cards in 17522 (Ephrata, PA)

Credit Card Debt in 17522

^ Average credit card debt in 17522 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 17522

^ Based on overall Pennsylvania data, the credit card delinquency rate in Ephrata is approximately 0.54%. [2]

Credit Scores in 17522

^ The average credit score in Ephrata is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 17522

Credit Card Debt in 17522


  • 17522 Credit Card Debt
    • The estimated average credit card debt for 17522 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 17522


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17522 Credit Scores


  • Credit Scores in 17522
    • Residents of 17522 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 17522 (Ephrata, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 17522 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 17522 [4]
    • 17522 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 17522 (Ephrata, PA)

Recent credit card complaints originating from consumers in 17522, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 17522

Complaint Issue Number of Complaints*
Incorrect information on your report 68
Improper use of your report 8
Written notification about debt 7
Problem with a credit reporting company's investigation 5
Dealing with your lender or servicer 4
Other 26
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 17522

17522 is associated with the city of Ephrata, which is located in Lancaster County in the state of Pennsylvania. [6]

PA Credit Cards

17522 Credit Cards

For more information about 17522 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 17522

6. ^ United States Census Bureau