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Comprehensive Local Credit Card Guide

Credit Cards in 18045 (Easton, PA)

Credit Card Debt in 18045

^ Average credit card debt in 18045 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 18045

^ Based on overall Pennsylvania data, the credit card delinquency rate in Easton is approximately 0.54%. [2]

Credit Scores in 18045

^ The average credit score in Easton is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 18045

Credit Card Debt in 18045


  • 18045 Credit Card Debt
    • The estimated average credit card debt for 18045 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 18045


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18045 Credit Scores


  • Credit Scores in 18045
    • Residents of 18045 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 18045 (Easton, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 18045 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 18045 [4]
    • 18045 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 18045 (Easton, PA)

Recent credit card complaints originating from consumers in 18045, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Dec 5, 2014
18045
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jul 14, 2015
18045
Forbearance / Workout plans
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jan 5, 2015
18045
Transaction issue
CITIZENS FINANCIAL GROUP, INC.
Closed with explanation
Yes
No
Nov 15, 2015
18045
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jul 23, 2014
18045
Credit determination
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 20, 2012
18045
Billing statement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes

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Local financial institutions in or near 18045

Banks in or near 18045 (Easton, PA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 18045 produced no matches.

ATMs in or near 18045 (Easton, PA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 18045 produced no matches.

Credit Unions in or near 18045 (Easton, PA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 18045 produced no matches.

Household Income Statistics in 18045

Income: 18045 vs. Pennsylvania

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Income Breakdown in 18045

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Income: 18045 vs. Nation

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Additional information about Pennsylvania

About 18045

18045 is associated with the city of Easton, which is located in Northampton County in the state of Pennsylvania. [6]

PA Credit Cards

18045 Credit Cards

For more information about 18045 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Pennsylvania


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Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau