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Comprehensive Local Credit Card Guide

Credit Cards in 18045 (Easton, PA)

Credit Card Debt in 18045

^ Average credit card debt in 18045 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 18045

^ Based on overall Pennsylvania data, the credit card delinquency rate in Easton is approximately 0.54%. [2]

Credit Scores in 18045

^ The average credit score in Easton is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 18045

Credit Card Debt in 18045


  • 18045 Credit Card Debt
    • The estimated average credit card debt for 18045 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 18045


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18045 Credit Scores


  • Credit Scores in 18045
    • Residents of 18045 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 18045 (Easton, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 18045 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 18045 [4]
    • 18045 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 18045 (Easton, PA)

Recent credit card complaints originating from consumers in 18045, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 18045

Complaint Issue Number of Complaints*
Incorrect information on your report 124
Improper use of your report 96
Problem with a company's investigation into an existing problem 76
Attempts to collect debt not owed 31
Managing an account 9
Other 72
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 18045

18045 is associated with the city of Easton, which is located in Northampton County in the state of Pennsylvania. [6]

PA Credit Cards

18045 Credit Cards

For more information about 18045 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Pennsylvania


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Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 18045

6. ^ United States Census Bureau